Debt Counselling
Let our professional counsellors help you reduce your debt by up to 60%
* Your personal information will remain strictly confidential
debt calculator
Want to save time?
See if you are overindebted by
using our debt calculator.
how it works
If you are struggling to pay your debt, we can help you protect your assets by negotiating a restructured, affordable repayment plan with your creditors.
Debt counselling is regulated by the National Credit Regulator and allow you to consolidate all your debt into one
monthly payment at reduced interest rates, depending on your circumstances. Once you are registered under the program credit providers cannot take legal action against you, this means that your assets will be protected, and you will free up cash flow by paying less for your debt on a monthly basis.
Let’s put cash back into your cashflow
Contact us for a free debt assessment by providing us with information about your specific circumstances. We will review your information and evaluate whether you are over-indebted.
Protect Your Assets
We will register you as being under debt review and inform all your credit providers that you’re under debt counselling, they will no longer be allowed to contact you directly.
Stop harassment
Once registered under debt counselling, we will deal with your creditors on your behalf. No more threats and phone calls from people you owe money too.
who are we?
We are a Debt Counselling Company and aim to help people all over South Africa who are over indebted to realise that the current circumstances don't determine where you can go, but merely where you start.
why us?
When you appoint us as your debt counsellor, we will make sure that you are in a much better position as before. We will make sure that you have enough money in your pocket to survive, that none of your assets are repossessed and that you are debt free after this process is complete.
- REDUCE YOUR PAYMENT
- AVOID LEGAL ACTION
- AVOID BEING BLACKLISTED
FAQs
Here are the questions most people ask.
Debt counselling is a formal debt rehabilitation program specifically introduced by the National Credit Act to prevent people from being placed under administration or bankruptcy which can have devastating long-term effects. Debt counselling allows you to enter into a debt repayment plan that affords you to live and pay off your debt over a period of time.
Debt counselling is a specific option that people with serious debt problems have available to them. It’s very effective and if managed correctly it will help you to avoid being blacklisted, reduce your monthly debt payments and help you gain control over your finances. If you are struggling to pay your creditors AND put food on the table, then debt counselling is something you should consider.
No, you won’t. If you were blacklisted before going under debt counselling, you will remain blacklisted. We inform your creditors that you are under debt review and they won’t be allowed to blacklist you while your payments are up to date.
If you truly have no regular income, then you cannot apply. If you any other form of income like pension or rental income you may apply. You don’t have to be employed to earn an income.
contact us
If you have any questions or need help, please fill out the form below.
We do our best to respond within 1 business day.
